Care Contract Profit Calculator

• Income is places multiplied by the weekly fee multiplied by the occupancy percentage.
• Staffing cost is weekly care hours multiplied by the pay rate, uplifted for employer costs.
• Other running costs are added as a weekly figure covering food, utilities, consumables and management.
• Profit and margin are shown weekly and annualised across 52 weeks.

Twelve places at 950 a week, 90% occupancy, 420 care hours a week at 13.00 with 24% employer costs, and 2,200 a week of other costs.

• Weekly income: 12 x 950 x 0.90 = 10,260.
• Loaded pay rate: 16.12. Staffing: 420 x 16.12 = 6,770.
• Other costs: 2,200. Total: 8,970.

About 1,290 a week of profit, roughly 67,000 a year, and a margin near 13% that falls sharply if occupancy drops.

Occupancy is the most sensitive input in the whole model. Run it again at 80% and see how much profit survives. Agency usage is the second: if you cover gaps with agency staff at a premium, the loaded pay rate you entered is optimistic and the real margin is lower.

Does this cover local authority fee rates?

It works with whatever weekly fee you enter, whether that is a local authority rate, a continuing healthcare rate or a private fee.

How should I treat agency cover?

Either raise the employer cost uplift or add an agency allowance into other weekly costs.

Is this regulatory advice?

No. It is a financial planning estimate only and says nothing about registration, staffing ratios or standards of care.